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Insurance policy的意思是：保单（或“保险合同”）。Wikipedia对insurance policy提供的英文释义为：In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. 这段英文的翻译如下：在保险业，保单是指承保人（或保险公司）与被保险人（即投保人）之间签订的正式合同，合同确定了承保人应当理赔的内容。
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最后，我们来参考Insurance policy的一个使用例句：Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay a claim, according to the terms of your (insurance) policy.（免赔额，是指按照你保单上的条款，在保险公司理赔之前你应当自行承担的金额。）